Harbor
A safe harbor from life's financial storms.
Track bills, subscriptions, savings goals, debt, refunds, and life's unexpected expenses in one calm place.
The problem
Real-life money is scattered everywhere.
Your financial life doesn't live in one neat account. It's spread across bills, subscriptions, debt, savings goals, refunds, insurance, and the surprise expenses that always seem to arrive at the worst time.
Harbor brings all of it into one calm, organized place.
Everything in one place
A calm command center for your money
Safe to Spend
See exactly how much is truly yours to spend today, after bills and goals are accounted for.
Bills & Subscriptions
Track every recurring charge so nothing slips through and renews behind your back.
Savings Goals
Set goals for the things that matter and watch your progress build, calmly.
Debt Payoff Planner
Map out a clear, realistic path to becoming debt-free at your own pace.
Money Owed & Refunds
Keep tabs on refunds, reimbursements, and money friends still owe you.
AI Money Coach
Optional, gentle guidance that helps you make sense of your money on your terms.
Financial Literacy
Bite-sized lessons that build real confidence, made for the whole family.
Privacy-first Tracking
Your data stays yours. Manual-first tracking with no bank linking required.
How it works
Four calm steps to clarity
Add your money manually
Start in minutes. Enter what you have and what you owe — no bank linking required.
Track what is coming
Log upcoming bills, subscriptions, goals, and expected refunds so the full picture is clear.
See what is safe to spend
Harbor does the math and shows you the amount that's truly free to spend right now.
Stay ready for life's storms
Build a cushion and a plan so surprise expenses feel manageable, not scary.
Pricing
Simple, honest pricing
Start free, upgrade when you're ready. Prices shown are placeholders for early access.
Free
Everything you need to bring your money into one calm place.
- Manual money tracking
- Bills & subscriptions
- Safe to Spend
- One savings goal
Harbor Plus
For a complete picture and a clear path forward.
- Everything in Free
- Unlimited savings goals
- Debt payoff planner
- Money owed & refunds
- Optional AI Money Coach
Family
Shared calm for the whole household.
- Everything in Plus
- Up to 5 family members
- Shared goals & bills
- Financial literacy lessons
Privacy-first
Your money. Your data. Your harbor.
Harbor is built around trust. We keep things manual-first and private by default, so you always stay in control of your financial life.
No bank linking required
Start tracking right away without handing over your bank credentials.
You control your data
Your financial information belongs to you. Export or delete it anytime.
Manual-first tracking
Stay intentional and aware by adding your money on your own terms.
AI features are optional
The AI Money Coach is always opt-in. Use it only if and when you want.
Join the Harbor early access list
Be first to find your calm. We'll send you an invite when Harbor opens — no spam, ever.
Privacy-first from day one. No bank linking required.